city Banner

Executive Leadership


The Bank’s greatest asset is its team.

Our market leadership includes experienced bankers who are committed to being a part of the communities we serve, and our executive management boasts more than 125 years of combined financial services and community banking experience.

Show All Executive Leadership ODNB Market  Board of Directors

Mark png

Mark Merrill

Chairman & CEO

Mark S. Merrill joined Old Dominion National Bank as Executive Vice President in December 2015, bringing 16 years of banking and financial services experience in the Virginia, Pennsylvania, and Maryland markets. In June, 2016, Mark was promoted to the President and Chief Executive Officer of the Bank, and then in July 2019 to Chairman & CEO.

Mark is a thought leader and motivated team player with professional experience that includes being a seasoned executive leader in community banking at a high-performing and the fastest-growing startup bank (Tower Bancorp, Inc. and Graystone Bank) in Pennsylvania history, an executive leader at two of the largest community banks headquartered in the D.C. Metro Area (EagleBank and Virginia Commerce Bank), a founder of a technology and social good startup, and a C.P.A. and Financial Services advisor at PricewaterhouseCoopers, the largest professional services firm in the world.

Mark has led corporate strategic initiatives side-by-side with the President and CEO, and Board of Directors of three multi-billion dollar community banks from 2006 to 2014. His areas of focus include: leadership development, servant leadership, strategic alignment, workplace culture, recruitment, build and retain high-performing teams, capital markets (private placement common equity and debt offerings, initial public offerings and related NASDAQ listing, and publicly issued common equity), core business expansion with profitable growth (regional alignment, strategic deployment of capital, and profitability measurement), mergers and acquisitions, finance, accounting, tax, treasury, asset-liability and risk management functions, investment securities portfolio management, and shareholder relations.

Expand/Collapse »

Jack Infield


Jack joined Old Dominion National Bank in August 2016, and currently serves as President for Old Dominion National Bank and Centre 1st. In this role, Jack has been instrumental as a leader in bringing shareholders into the bank’s successful capital raise in 2016, and is tasked with oversight of ODNB’s strategic initiatives, commercial real estate lending and shareholder relations.

Jack is a seasoned banker with more than four decades of community bank experience, including serving as a Regional President for two successful de novo startup banks and playing key executive leadership roles at regional banks with assets ranging from under $500 million to more than $60 billion. Most recently, he served as Regional President for Graystone Bank and its successor Susquehanna Bank.

Jack is passionate about giving back to his community. He has served as Chair of United Way Board as well as Campaign Chair for the United Way, President of the Downtown Improvement District, Fund Raising Chair of the YMCA. Currently he is Chair of the Centre County Industrial Authority and General Authority, Chair of Centre County Children’s Advocacy Center, and serves on the Boards of the Penn State Renaissance Committee, the J B Griffith (Shaner) Foundation and the Centre County Sports Hall of Fame.

Expand/Collapse »

Kevin Albrigo

Kevin Albrigo

Senior Executive Vice President, Chief Revenue Officer

Kevin Albrigo joined Old Dominion National Bank in November 2016, to serve as Executive Vice President, Lending, and was promoted to Senior Executive Vice President, Chief Revenue Officer in July 2019. As SEVP, Kevin is responsible for leading efforts with executive management to develop and implement appropriate revenue solutions, focusing on commercial real estate, healthcare and professional services, non-profits and associations. He manages a team of industry leaders maximizing portfolio growth and profitability through effectively planning, developing, and implementing the organizations lending strategies.

Prior to joining ODNB, Kevin served as the Managing Director at SunTrust Private Wealth Management, where he led multiple teams across the Mid-Atlantic region focused on delivering tailored wealth and financial services for physicians and their practices.

A community bank veteran, Kevin began his banking career in 1996 in the management trainee program at First Virginia Bank. Following various leadership roles in retail banking and consumer and commercial lending, Mr. Albrigo left First Virginia in 2003 (shortly after the BB&T acquisition) to join Arlington based Virginia Commerce Bank. As Senior Vice President in the Alexandria and Vienna lending teams, Mr. Albrigo developed a focus in healthcare banking providing high-quality loan portfolio growth as the bank reached milestone achievements exceeding $1B and then $2B in total assets.

In 2010, Mr. Albrigo joined WashingtonFirst Bank to establish and lead its Healthcare Division, where he rapidly expanded the bank’s loan portfolio through concierge-style service within healthcare, real estate, and private banking. During his six-years with WFB, Mr. Albrigo served on the bank’s credit quality review teams supporting the acquisitions of Alliance Bankshares and Millennium Bank, NA propelling the bank above $1B in total assets.

A graduate of Villanova University in Philadelphia, Pennsylvania, Kevin earned his Bachelor of Science degree in Business Administration. He is a registered investment professional, and has completed the Virginia Banker’s Association School of Bank Management at the University of Virginia, Darden School of Business.

Kevin has been a resident of Northern Virginia since 1976, and is actively involved in the community as a youth athletics coach and with several non-profit organizations and their fundraising committees. Residing in Lansdowne, Kevin and his wife Molly, are parents of four boys.

Expand/Collapse »

Penny png2

Penny Bladich

Executive Vice President, Chief Lending Officer

Penny Bladich is Executive Vice President and Chief Lending Officer, responsible for overseeing all aspects of commercial lending, while working with a team of seasoned bankers to grow and manage the Bank’s commercial loan relationships.

Prior to joining ODNB in 2017, Penny served as Senior Vice President and Market Executive for Cardinal Bank, where she was responsible for the business development efforts of a team of commercial lenders, business development officers and branch managers, while managing a sizable commercial loan portfolio. Prior to joining Cardinal in 2008, Penny’s banking career has included positions as a Vice President and Commercial Lender for BB&T and a Vice President and Commercial Real Estate Lender for TIB Bank. Before entering the banking industry, she worked for a leading global alternative investment management firm with a focus on high-net-worth families and for one of Florida’s largest privately-owned development companies.

Committed to the community, Penny currently serves on the Board of Directors for the PGA Reach Middle Atlantic Section and is the Immediate Past Board Chair for Medical Care for Children Partnership Foundation (MCCP). Additionally, she is active in various chambers, networking and civic organizations in the Northern Virginia and DC Metro region.

Penny holds a Bachelor’s of Science in Marketing from the Lutgert College of Business at Florida Gulf Coast University, is a graduate of The Virginia Banker’s Association School of Bank Management at the University of Virginia, Darden School of Business and Leadership Fairfax, Class of 2012.


Expand/Collapse »

Sushil Clarence

Sushil Clarence

Executive Vice President, Chief Banking Officer

Sushil Clarence, joined Old Dominion National Bank, as Executive Vice President, Commercial Lender, and was promoted to EVP, Chief Banking Officer in July 2019. Sushil will focus on serving commercial clients primarily in Greater Washington’s government contracting and technology industries, as well as, Treasury Services.

Sushil has 30 years of financial services experience in the region, the last 13 of which he spent with Cardinal Bank, as an Executive Vice President and Manager of the company’s Government and Technology Group. Prior to that, Sushil was a Senior Vice President and City Executive for BB&T from 1998 to 2003. From 1990 to 1995, he was a Senior Vice President at Columbia First Bank in Arlington, Va. A lifelong Washington D.C. metro banker, Sushil began his banking career in 1985 with the National Bank of Washington.

The Rockville, Md. resident earned his B.S. in Business Administration from the University of South Dakota and M.B.A. in Finance from the University of North Texas. He also earned a B.S. in Physics from Osmania University in India.


Expand/Collapse »


Marsha Bradshaw

Executive Vice President, Head of Consumer Lending

Marsha Bradshaw joined Old Dominion National Bank in June 2022 to serve as Executive Vice President, Head of Consumer Lending. She is responsible for overseeing all aspects of consumer lending including loan production, product development, compliance and consumer credit risk.

Marsha has 30 years of consumer lending and banking experience in the Northern Virginia and D.C. Metro region.  Most recently she held the position of Vice President, Real Estate Lending with Tower Federal Credit Union where she managed loan originations, operations and servicing.  Prior to that, Marsha was the Senior Vice President, Mortgage Division of WashingtonFirst Bank, from 2013 to 2015 and Senior Vice President, Mortgage and Consumer Lending for Virginia Commerce Bank from 2004 to 2013.

She holds a B.S. in Marketing from the Pennsylvania State University and completed the Certified Financial Planner curriculum with College for Financial Planning, Denver, CO.

Expand/Collapse »

Frank Grace

Executive Vice President, Chief Business Development Officer

Frank joined Old Dominion National Bank in January 2024 to serve as Chief Business Development Officer. He is leading the banks Title & Escrow Services Division as it continues to expand deposit relationships from across the county.

Frank has worked in the community banking industry for over 45 years with most of that time serving in leadership roles at community banks located in the Greater Washington area. Frank joined ODNB from Capital Bank, where he served as Executive Vice President since 2017. Prior to that, he served as Market President at United Bank.

Expand/Collapse »

Rick Horn

Richard Horn

Executive Vice President, General Counsel

Rick joined Old Dominion National Bank in August 2019 as Executive Vice President, General Counsel, bringing almost 30 years of legal, corporate and bank regulatory experience. At Old Dominion, Rick will join the bank’s executive management team and will offer legal and strategic guidance to the business and operational functions of the bank. He will also focus on expanding and developing the bank’s relationships with business and community leaders in the Greater Washington, DC market.

Prior to joining Old Dominion, Rick served as a founder and the Chief Operating Officer of VisionBank (in organization), helping to organize the bank’s founding group, board of directors, and senior management team. Prior to that, Rick served as a founding director and general counsel of WashingtonFirst Bank, where he managed the bank’s regulatory, compliance and governance functions. Before joining WashingtonFirst, Rick was in private practice with Bracewell, LLP for 17 years, representing clients in federal and state courts and administrative tribunals, and in state and federal agency proceedings in a broad array of business and commercial disputes.

Expand/Collapse »

John Hunter

John Hunter

Executive Vice President, Chief Credit Officer

John currently serves as Executive Vice President, Credit for Old Dominion National Bank. John is responsible for the management and administration of the Bank’s credit guidelines and metrics ensuring appropriate credit risk mitigation.

Prior to joining ODNB, John as a Senior Credit Manager at Cardinal Bank in McLean, Virginia. John’s Banking career spans more than 30 years. John has a wealth of credit management and oversight experience; previously holding roles in the credit function with SunTrust Bank, CCA Financial Services, Inc., Crestar Bank and Signet Bank. John holds a Bachelor of Science in Finance from Villanova University.

Expand/Collapse »

Jen png

Jennifer Kim

Executive Vice President, Chief Financial Officer

Jen currently serves as Executive Vice President, Chief Financial Officer for Old Dominion National Bank. Jen is responsible for overseeing all aspects of the Company’s finance and accounting functions, including financial and regulatory reporting, accounting operations, budgeting, and financial forecasting for our organization.

Prior to joining Old Dominion, Ms. Kim served as Controller for two community banks in the greater Washington D.C. metropolitan area, and was responsible for all aspects of accounting and regulatory reporting overseeing general accounting functions. She also has experience in public accounting, working for a firm that specialized in external audits for community banks. Ms. Kim received her Bachelor of Science in Business Administration, majoring in accounting, at the University of Central Florida, Orlando, Florida. In addition, she is a graduate of the Virginia Bankers Association School of Bank Management, Charlottesville, Virginia.

Expand/Collapse »

Howard png

Howard Stein

Executive Vice President, Chief Operating Officer

Howard S. Stein joined Old Dominion National Bank in 2017 from MY CU Services LLC, a provider of payment and technology services for credit unions, where he served as Chief Operating Officer for five years. Prior to that, he served as Chief Information Officer and Director of Operations at Graystone Bank in Pennsylvania for more than 6 years.

Mr. Stein was part of the team that started Graystone Bank, the fastest-growing startup bank (Tower Bancorp, Inc. and Graystone Bank) in Pennsylvania history. He began his banking career in 1993 with Waypoint Bank(formerly Harris Savings Bank), where he worked for nearly 12 years. Mr. Stein earned his bachelor's degree from West Virginia University in 1992.

Expand/Collapse »

Lilah png

Lilah Yosufy

Executive Vice President, Chief Deposit Officer

Lilah Yosufy has joined Old Dominion National Bank, bringing 24 years of commercial banking experience to her role, with a focus on growing the Bank’s commercial deposit relationships in Northern Virginia and the D.C. Metro region, specifically in the title, government contracting, healthcare, nonprofit and professional services industries.

Most recently, Lilah served as a Senior Vice President and Commercial Service Officer for United Bank following its acquisition of Cardinal Bank. In her position, she was responsible for developing and maintaining relationships with the local business community, by providing innovative solutions to her clients for cash management and deposit service needs. Prior to United Bank, Lilah’s banking career has included positions as a Senior Vice President and Commercial Service Executive for Cardinal Bank and a Vice President and Branch Manager for BB&T Bank. Lilah has been a long-time resident of Northern Virginia.

Committed to the community, Lilah is active in the community through her participation in various chambers and other networking and charitable events.

Lilah holds a Bachelor’s degree in Finance and Business Administration from Marymount University. She is a graduate of The Virginia Banker’s Association School of Bank Management at the University of Virginia, Darden School of Business and Leadership Fairfax, Class of 2008. Lilah resides in Mclean with her husband and two children.

Expand/Collapse »

Bottom Logo