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Tysons Corner, Virginia and Washington, D.C., June 15, 2026 – ODNB Financial Corporation (private) (“ODNB”), the holding company of Old Dominion National Bank, and National Capital Bancorp, Inc. (OTCID: NACB) (“NACB”), the holding company of The National Capital Bank of Washington (“National Capital Bank”), today jointly announced they have entered into a definitive merger agreement pursuant to which NACB will merge into ODNB, with ODNB surviving as the bank holding company. The combined holding company, which will be named National Capital Bancorp, Inc., expects to list its common stock on Nasdaq or the New York Stock Exchange and trade under the ticker symbol “NACB”. Old Dominion National Bank will merge with and into National Capital Bank, with National Capital Bank surviving as the wholly owned subsidiary bank. In Pennsylvania, Centre 1st Bank will continue as a division of the combined bank. Richard B. (Randy) Anderson, Jr., current Chairman and CEO of NACB, will serve as non-executive Chairman of the Boards of the combined holding company and combined bank. Mark Merrill, current Chairman and CEO of ODNB, will serve as CEO of the combined holding company and combined bank. He will also serve as the President of the combined bank. Jack Infield, current President of ODNB, will serve as President of the combined holding company. The combined company’s board of directors will have seventeen directors, consisting of ten directors from ODNB and seven directors from NACB.

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Old Dominion National Bank is combining with The National Capital Bank of Washington in a $98 million deal that would pair one of the D.C. region’s newest community banks with one of its oldest.

The transaction, announced Monday morning, would create a $2.4 billion-asset bank with eight branches across D.C., Maryland and Virginia, plus additional offices in Pennsylvania and Florida. 

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TYSONS CORNER, Va., May 2, 2026 — Old Dominion National Bank (ODNB) has been named one of the Best Places to Work by the Washington Business Journal, earning the No. 14 ranking among large companies in the Greater Washington region.

The recognition highlights ODNB’s commitment to fostering a supportive, engaging, and mission-driven workplace where employees are empowered to grow professionally while delivering exceptional service to clients and communities.

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ODNB delivers strong start to 2026 with record quarterly earnings, improved operating efficiency, and continued balance sheet strength

TYSONS CORNER, Va., April 29, 2026 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the first quarter ended March 31, 2026.

“ODNB delivered a strong start to 2026, building on the Company’s record performance in 2025,” said Chairman and Chief Executive Officer Mark Merrill. “Record earnings, solid loan origination and core deposit growth, improved operating efficiency, and stable asset quality demonstrate the discipline with which we manage the balance sheet and serve our clients. Our relationship-based, in-market lending strategy, funded by customer deposits, continues to drive performance. Supported by a strong and growing capital base generated through retained earnings and ample liquidity, ODNB is well positioned to fund future growth and deliver sustainable long-term value for our shareholders.”

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Ms. Bladich recognized for her depth of experience and record of success leading commercial lending at one of the nation’s fastest growing community banks.

TYSONS CORNER, Va., April 27, 2026 – Old Dominion National Bank (“ODNB”) is pleased to announce the promotion of Penny Bladich to Senior Executive Vice President, Chief Lending Officer, advancing from her current role as Executive Vice President, Chief Lending Officer.

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ODNB achieves record revenue and earnings; surpasses $1.6 billion in total assets

TYSONS CORNER, Va., January 28, 2026 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the fourth quarter and year ended December 31, 2025.

“Driven by the trust of our clients and shareholders, and the commitment of our talented team, ODNB delivered record fourth-quarter and full-year financial performance,” said Chairman and Chief Executive Officer Mark Merrill. “In 2025, the Company achieved all-time highs in revenue, earnings, deposits, loans, and total assets, while expanding margins and maintaining disciplined credit quality. We enter 2026 with a strong balance sheet, significant liquidity, and ample capital to support the continued execution of our organic growth strategy. ODNB is stronger than ever and well positioned to continue creating sustainable shareholder value in 2026 and beyond.”

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TYSONS CORNER, Va., December 19, 2025 – ODNB Financial Corporation (the “Company”) today announced the completion of a private placement of a $25 million 7.25% Fixed-to-Floating Rate Subordinated Note due 2035 (the “Note”) to a subsidiary of EJF Capital, LLC, a locally-based global institutional asset management firm specializing in financials.

The Note will initially bear interest at a fixed annual rate of 7.25%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 383 basis points, payable quarterly in arrears.  Beginning on December 19, 2030, the Note may be redeemed, in whole or in part, at the Company’s option subject to any required regulatory approval, on any scheduled interest payment date. Prior to December 19, 2030, the Note may be redeemed, in whole but not in part, at any time upon certain specified events.

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ODNB achieves new performance milestones in assets, core net income, loans, and deposits; Maintains high-quality, well-diversified loan book.

TYSONS CORNER, Va., October 30, 2025 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the third quarter ended September 30, 2025.

“We surpassed $1.5 billion in assets by emphasizing prudent and selective loan growth,”  Chairman and Chief Executive Officer Mark Merrill said.  “With over $30 million in new production already booked in the fourth quarter and a very robust pipeline, we expect to end the year ahead of our budget goals. This level of growth would not be possible without a comparable increase in high-quality, low-cost funding. Our entire production team has been instrumental in helping the Bank achieve its deposit growth goals: we have onboarded over $50 million in new customer deposits in the fourth quarter, and our growth in noninterest-bearing and other core deposits will continue to drive net interest margin expansion for the Bank.”

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Community bank holding company earned $1.7 million on improved operating efficiency and double-digit annual growth in revenue, loans, and deposits

TYSONS CORNER, Va., August 4, 2025 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the second quarter ended June 30, 2025.

“ODNB continues to experience the benefits of prudent investments in revenue channels and key personnel through healthy growth in core deposits, local lending, and core earnings,” Chairman and Chief Executive Officer Mark Merrill said. “Our balance sheet metrics remain strong; we are well capitalized, highly liquid and poised to take full advantage of the Bank’s greater scale and established presence in growth markets. As we begin the second half of 2025, new business pipelines remain robust for ODNB’s banking and wealth management businesses across our Washington metro, Central Virginia, and Central Pennsylvania markets.”

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First three months of 2025 marked by record pretax earnings and continued margin expansion, double-digit annual loan and deposit growth, and pristine asset quality

TYSONS CORNER, Va., April 29, 2025 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the first quarter ended March 31, 2025.

“ODNB’s exceptional first quarter results reflect our continued focus on high-quality loan and deposit relationships as fundamental to the strategic growth of our franchise,” Chairman and Chief Executive Officer Mark Merrill said. “We also successfully launched a full-service wealth management division, reaching almost $400 million in total assets under management in the first quarter of 2025, and expanding the suite of product and service offerings to our customers.”

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