ODNB achieves new performance milestones in assets, core net income, loans, and deposits; Maintains high-quality, well-diversified loan book.

TYSONS CORNER, Va., October 30, 2025 – ODNB Financial Corporation (“ODNB” or the “Company”), the holding company for Old Dominion National Bank (the “Bank”) and its Centre 1st Bank division (“Centre 1st Bank”), reported financial results for the third quarter ended September 30, 2025.

“We surpassed $1.5 billion in assets by emphasizing prudent and selective loan growth,”  Chairman and Chief Executive Officer Mark Merrill said.  “With over $30 million in new production already booked in the fourth quarter and a very robust pipeline, we expect to end the year ahead of our budget goals. This level of growth would not be possible without a comparable increase in high-quality, low-cost funding. Our entire production team has been instrumental in helping the Bank achieve its deposit growth goals: we have onboarded over $50 million in new customer deposits in the fourth quarter, and our growth in noninterest-bearing and other core deposits will continue to drive net interest margin expansion for the Bank.”

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