Dear Valued Customer,

I am reaching out to you today in light of the recent events pertaining to the banking industry and the continued media cycle around ongoing news. I want to assure you that our bank remains safe and sound.

Our focus remains on providing traditional banking services and supporting the financial needs of our customers. Old Dominion National Bank has a diverse deposit and loan portfolio, and has stayed clear of the issues that have affected the banks that were closed by the federal regulators over the last few days.

In addition, we have services that provide extended FDIC coverage available.

Our capital base exceeds regulatory “well capitalized” levels by a wide margin. Additionally, we maintain rigorous risk management practices and adhere to strict regulatory guidelines to ensure the safety and security of our customers' deposits.

Since 2016, we have operated a simple, straightforward business model centered on taking extraordinary care of our customers. It’s our relationship-based model and intimate knowledge of our customers that sets us apart. We have successfully navigated various macroeconomic and interest rate environments in the past and we stand ready to answer questions and serve your overall financial needs.

Old Dominion National Bank is safe and sound, and we remain committed to serving the financial needs of our customers. We are grateful to have you as a customer and for your continued support.



Chairman & CEO